Karma is an Eastern term. It has come to be associated in philosophy with the resultant of the accumulated effects upon a Soul of the lives which it has lived. If the karma be good, then the Soul gathers of the good up into itself at the close of each life, and more especially at the consummation of every cycle.
If a Soul has done wrong to another on the earth-planes, inadvertently, and therefore quite unintentionally, it is not held against that one. It does not become a pursuing karma; and the opportunities for blessing the one who has been hurt will be given quite early on in that Soul's experience. But if it has willed to hurt another, then it will have to endure until it learns how to will good to that one ... As soon as the Soul desires to put right any wrong it has done, healing has begun in that Soul. We minister to one another all through the ages. There is no end to it, whether here or there.
Excerpts from the writings of John Todd Ferrier